Email: AI-native rollups 🤖, irreplaceable employees 💼, neo neo labs 🧪

Subject:
AI-native rollups 🤖, irreplaceable employees 💼, neo neo labs 🧪
Received:
9/28/2026, 12:10:34 PM
From:
"TLDR Founders" <dan@tldrnewsletter.com>
To:
silk.theater.56@fwdnl.com
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&lt;div style="display: none; max-height: 0px; overflow: hidden;"&gt;Buy a business that already has customers, the licenses, and the trust, and then change how the work gets done with AI agents. Around $5&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;&lt;/div&gt;































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&lt;h1&gt;&lt;strong&gt;&nbsp;TLDR Founders &lt;span id="date"&gt;2026-09-28&lt;/span&gt;&lt;/strong&gt;&lt;/h1&gt;
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                                        &lt;strong&gt;Make business money move faster (Sponsor)&lt;/strong&gt;
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&lt;span style="font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, Verdana, sans-serif;"&gt;
                                    Your business moves quickly. Your money should, too. Stripe Treasury brings payments and financial tools together, helping you pay vendors, send payouts, issue cards, and manage cash flow with less complexity. Instead of stitching together separate systems, your team can manage more financial workflows on the platform you already use for payments. That means less time navigating disconnected tools and more time focused on your business.&lt;p&gt;&lt;/p&gt;&lt;p&gt;From everyday operations to your next stage of growth, Stripe Treasury gives you flexible infrastructure to move money faster, streamline how work gets done, and build financial operations that can adapt as you scale.&lt;/p&gt;&lt;p&gt;&lt;a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fstripe.com%2Ftreasury/3/010001a0e7ec8da9-b4907bc7-3e5a-48e6-83cc-3693fd42a6cb-000000/P3voq_XJPjbl3csNoe1rmxLN4C0-x9sxyZl4qDzBQpY=452" rel="noopener noreferrer nofollow" target="_blank"&gt;&lt;span&gt;Explore Stripe Treasury&lt;/span&gt;&lt;/a&gt;&lt;/p&gt;

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&lt;h1&gt;&lt;strong&gt;Headlines &amp; Trends&lt;/strong&gt;&lt;/h1&gt;
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                                        &lt;strong&gt;$5T opportunity: AI Roll Ups (21 minute read)&lt;/strong&gt;
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&lt;span style="font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, Verdana, sans-serif;"&gt;
                                    Buy a business that already has customers, the licenses, and the trust, and then change how the work gets done with AI agents. Around $5 trillion worth of businesses in the US will change hands by 2035. Most of these belong to boomers heading into retirement. Many of them have nobody lined up to buy them. This guide walks readers through how to find the right business, buy it, and run it with agents.
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                                        &lt;strong&gt;AI for Boston College's Investment Committee (15 minute read)&lt;/strong&gt;
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&lt;span style="font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, Verdana, sans-serif;"&gt;
                                    Pat Grady frames AI as a technology wave that is bigger, faster, and fundamentally different because progress increasingly comes from computation. His reflection for Boston College's Investment Committee examines how that shift is reshaping technology and investing.
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                                    The last generation of enterprise software was built around proprietary data and workflows. The next will be built around the intelligence derived from them. Frontier labs will continue pushing the ceiling of general intelligence, but enterprises will take that intelligence and teach it what only they know. Companies with enough proprietary data, expert judgment, workflow volume, and distribution will have the raw materials to produce proprietary intelligence of their own.
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&lt;div style="text-align: center;"&gt;&lt;span style="font-size: 36px;"&gt;🧠&lt;/span&gt;&lt;/div&gt;
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&lt;h1&gt;&lt;strong&gt;Strategies &amp; Tactics&lt;/strong&gt;&lt;/h1&gt;
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                                &lt;a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.saastr.com%2Fthe-keepers-the-employees-to-never-let-go-even-if-you-have-to-invent-a-role%2F%3Futm_source=tldrfounders/1/010001a0e7ec8da9-b4907bc7-3e5a-48e6-83cc-3693fd42a6cb-000000/ggl2zHwOTZ5285YbHcihg4yApU_4Vu8d17XvuTgZpJw=452"&gt;
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                                        &lt;strong&gt;The Irreplaceables. The Employees to Never Let Go. Even If You Have to Invent a Role (8 minute read)&lt;/strong&gt;
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&lt;span style="font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, Verdana, sans-serif;"&gt;
                                    You will always regret letting one of the truly irreplaceable people on your team leave. This usually happens with scale. As things change, you need larger teams and different processes, and new executives may not think these employees are so irreplaceable. However, they are the ones who truly know how and why everything works and are often the best to help figure out how the next move can work. Top performers are the people you'd rehire into their role - irreplaceables are the ones you would rehire into a role that doesn't exist yet.
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                                    &lt;span&gt;
                                        &lt;strong&gt;Gusto's Cofounder Says AI Made Your Revenue Worth Less to an Acquirer and Your Speed Worth More (3 minute read)&lt;/strong&gt;
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&lt;span style="font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, Verdana, sans-serif;"&gt;
                                    An acquirer may love your product and still decide it's faster to build its own. Gusto's cofounder explains that AI has shortened the time the company expects internal development to take, making acquisitions harder to justify. His example is hypothetical. If buying a company saves 18 months' worth of $50 million to Gusto, a business with $5 million in revenue might fit at a 10x multiple. One with $50 million in revenue probably won't. Your revenue can raise your asking price without increasing how much development time the buyer saves.
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&lt;div style="text-align: center;"&gt;&lt;span style="font-size: 36px;"&gt;⚒️&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;
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&lt;div class="text-block"&gt;
&lt;div style="text-align: center;"&gt;

&lt;h1&gt;&lt;strong&gt;Tools &amp; Resources&lt;/strong&gt;&lt;/h1&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;

&lt;table style="table-layout: fixed; width: 100%;" width="100%"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="padding:0;border-collapse:collapse;border-spacing:0;margin:0;" valign="top"&gt;

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&lt;div class="text-block"&gt;
&lt;span&gt;
                                &lt;a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.tryfinch.com%2Fresources%2Fwebinars%2Fbuild-vs-buy-integration-strategy-ai%3Futm_source=tldr%26utm_medium=email%26utm_campaign=build-vs-buy-ai%26utm_content=tldr-260928-founder/1/010001a0e7ec8da9-b4907bc7-3e5a-48e6-83cc-3693fd42a6cb-000000/5hn_UofHIV8uEBDvoPSff3VoDA2-Imq85f84fMgq00I=452"&gt;
                                    &lt;span&gt;
                                        &lt;strong&gt;Think AI made payroll integrations easier to build? Think again (Sponsor)&lt;/strong&gt;
                                    &lt;/span&gt;
&lt;/a&gt;
&lt;br&gt;
&lt;br&gt;
&lt;span style="font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, Verdana, sans-serif;"&gt;
                                    The hard part of payroll, HR, and benefits integrations was never the code — it's walled gardens, data mapping, and auth. A Finch engineer explains what AI changed, what it didn't, and when building wins. &lt;a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.tryfinch.com%2Fresources%2Fwebinars%2Fbuild-vs-buy-integration-strategy-ai%3Futm_source=tldr%26utm_medium=email%26utm_campaign=build-vs-buy-ai%26utm_content=tldr-260928-founder/2/010001a0e7ec8da9-b4907bc7-3e5a-48e6-83cc-3693fd42a6cb-000000/M7-zCqHqC157SgcPO9YMYytERzF0onFMjM6ReprCQzQ=452" rel="noopener noreferrer nofollow" target="_blank"&gt;&lt;span&gt;Watch the webinar now.&lt;/span&gt;&lt;/a&gt;
&lt;/span&gt;
&lt;/span&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;

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&lt;span&gt;
                                &lt;a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fblog.n8n.io%2Fintroducing-n8n-agents%2F%3Futm_source=tldrfounders/1/010001a0e7ec8da9-b4907bc7-3e5a-48e6-83cc-3693fd42a6cb-000000/PrfoDxTXHoQ-QLJHEryXhwIOmh9OP6UnFKO4cr4IOvs=452"&gt;
                                    &lt;span&gt;
                                        &lt;strong&gt;Introducing n8n Agents (8 minute read)&lt;/strong&gt;
                                    &lt;/span&gt;
&lt;/a&gt;
&lt;br&gt;
&lt;br&gt;
&lt;span style="font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, Verdana, sans-serif;"&gt;
                                    n8n now has Agents. Developers describe what an agent should do, give it a model, tools, and workflows, and it works out the steps itself. An agent can be reached through Slack, run on a schedule, or called from any workflow. The same agent runs in every one of those places. Videos on how to use the agents in real-world applications are available.
                                &lt;/span&gt;
&lt;/span&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;

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&lt;span&gt;
                                &lt;a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fparallel.ai%2Fdata-connectors%3Futm_source=tldrfounders/1/010001a0e7ec8da9-b4907bc7-3e5a-48e6-83cc-3693fd42a6cb-000000/rJhRXRJXGvJc7WgwMyu8c_vNBN1-d0oBwrVVZ-8g09Q=452"&gt;
                                    &lt;span&gt;
                                        &lt;strong&gt;Parallel (Website)&lt;/strong&gt;
                                    &lt;/span&gt;
&lt;/a&gt;
&lt;br&gt;
&lt;br&gt;
&lt;span style="font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, Verdana, sans-serif;"&gt;
                                    Parallel provides data connectors that connect agents to sources beyond the public web. Categories span company, people, financial, commerce, web, news, and health care &amp; life sciences data. Visitors can request a source or connect their data to the platform. Pricing is pay-as-you-go, and users can run up to 5,000 requests per month for free.
                                &lt;/span&gt;
&lt;/span&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;

&lt;table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class="container" style="padding: 15px 15px;"&gt;
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&lt;span&gt;
                                &lt;a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.firecrawl.dev%2Falexandria%3Futm_source=tldrfounders/1/010001a0e7ec8da9-b4907bc7-3e5a-48e6-83cc-3693fd42a6cb-000000/t-KnyMRVSiK9H8yfXEGk7M71bgIZIwmLqQLLFjZHXLA=452"&gt;
                                    &lt;span&gt;
                                        &lt;strong&gt;Alexandria (Website)&lt;/strong&gt;
                                    &lt;/span&gt;
&lt;/a&gt;
&lt;br&gt;
&lt;br&gt;
&lt;span style="font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, Verdana, sans-serif;"&gt;
                                    Alexandria is a knowledge library for superintelligence that gives agents tools like the live web, official providers, and specialized indexes. It provides a world of data with just one library. There are over 113 million indexed sources, 93 providers, 640 capabilities, and 20 categories. Data providers can join a waitlist to get paid for sharing their data.
                                &lt;/span&gt;
&lt;/span&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;

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&lt;div class="text-block"&gt;
&lt;div style="text-align: center;"&gt;&lt;span style="font-size: 36px;"&gt;🎁&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;
&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;

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&lt;div style="text-align: center;"&gt;&lt;strong&gt;&lt;h1&gt;Miscellaneous&lt;/h1&gt;&lt;/strong&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;

&lt;table bgcolor="" style="table-layout: fixed; width: 100%;" width="100%"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="padding:0;border-collapse:collapse;border-spacing:0;margin:0;" valign="top"&gt;

&lt;table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class="container" style="padding: 15px 15px;"&gt;
&lt;div class="text-block"&gt;
&lt;span&gt;
                                &lt;a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Foperatorsnotebook.beehiiv.com%2Fp%2Fthe-cautious-tale-of-cal-ai%3Futm_source=tldrfounders/1/010001a0e7ec8da9-b4907bc7-3e5a-48e6-83cc-3693fd42a6cb-000000/PFnaq3EdVanlsUtJ4gvxdCypmVbQEe2DAw7-G3Oodns=452"&gt;
                                    &lt;span&gt;
                                        &lt;strong&gt;The Cautious Tale Of Cal AI (4 minute read)&lt;/strong&gt;
                                    &lt;/span&gt;
&lt;/a&gt;
&lt;br&gt;
&lt;br&gt;
&lt;span style="font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, Verdana, sans-serif;"&gt;
                                    Before Cal AI reached a reported $50 million in annual recurring revenue, one founder's mom had to co-sign the company bank account. Two of the four founders were still in high school. People now ask how they assembled that team, but the answer involves a cousin's YouTube recommendation, a cold DM, and meeting a future cofounder while working at another startup. There was no recruiting process to copy. The advice is more realistic: look for someone who is available and can learn, and expect to offer enough money or equity to make joining worthwhile.
                                &lt;/span&gt;
&lt;/span&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;

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&lt;div class="text-block"&gt;
&lt;span&gt;
                                &lt;a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fkonvoy.beehiiv.com%2Fp%2Fvalue-accrual-flywheel%3Futm_source=tldrfounders/1/010001a0e7ec8da9-b4907bc7-3e5a-48e6-83cc-3693fd42a6cb-000000/7LJ4FCoKH3UTQBFy-zzBNtQubq6gGjmoSOCPuVqnbFE=452"&gt;
                                    &lt;span&gt;
                                        &lt;strong&gt;Value Accrual Flywheel (5 minute read)&lt;/strong&gt;
                                    &lt;/span&gt;
&lt;/a&gt;
&lt;br&gt;
&lt;br&gt;
&lt;span style="font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, Verdana, sans-serif;"&gt;
                                    Software accrues value by creating dependencies that compound over time and raise switching costs. These dependencies compound internally as the product embeds deeper into workflows and externally through network effects and ecosystem adoption. Dependencies inside critical systems get a value multiplier because ripping them out threatens the business itself. Resulting revenue from these embedded software systems funds new features that create new dependencies, creating a Value Accrual Flywheel.
                                &lt;/span&gt;
&lt;/span&gt;
&lt;/div&gt;
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&lt;div style="text-align: center;"&gt;&lt;span style="font-size: 36px;"&gt;⚡&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;
&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;

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&lt;div style="text-align: center;"&gt;

&lt;h1&gt;&lt;strong&gt;Quick Links&lt;/strong&gt;&lt;/h1&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;

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&lt;div class="text-block"&gt;
&lt;span&gt;
                                &lt;a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Finvest.doroni.io%3Futm_source=email%26utm_medium=paid-partnership%26utm_campaign=partnership373_09-28_founders-quick-links-sep28%26utm_content=headline-cta%26tnames=partnership373/1/010001a0e7ec8da9-b4907bc7-3e5a-48e6-83cc-3693fd42a6cb-000000/P8rNLwznhgCICQiswdjQLQDGTcF8tSTCvE9Hhju39IE=452"&gt;
                                    &lt;span&gt;
                                        &lt;strong&gt;The Flying Car Company Soaring Toward Wall Street (Sponsor)&lt;/strong&gt;
                                    &lt;/span&gt;
&lt;/a&gt;
&lt;br&gt;
&lt;br&gt;
&lt;span style="font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, Verdana, sans-serif;"&gt;
                                    After nearly a decade of R&amp;D, Doroni unveiled a showroom model of its H1-X flying car. Morgan Stanley projects a $9T market by 2050. First deliveries are targeted for 2028.&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Finvest.doroni.io%3Futm_source=email%26utm_medium=paid-partnership%26utm_campaign=partnership373_09-28_founders-quick-links-sep28%26utm_content=standalone-cta%26tnames=partnership373/1/010001a0e7ec8da9-b4907bc7-3e5a-48e6-83cc-3693fd42a6cb-000000/-Y16XjhCuhyiky9Oz-Qs0LRpN1FwVqE9D3NyWK3j2Y8=452" rel="noopener noreferrer nofollow" target="_blank"&gt;&lt;span&gt;Invest at $3.30/share before 10/23&lt;/span&gt;&lt;/a&gt;


&lt;/p&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;div class="text-block"&gt;
&lt;span&gt;
                                &lt;a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fthephysicsofstartups.substack.com%2Fp%2F37-ways-to-ask-about-pull%3Futm_source=tldrfounders/1/010001a0e7ec8da9-b4907bc7-3e5a-48e6-83cc-3693fd42a6cb-000000/0tVHAD0UfS_4CIzOe6vPbFA_7dyZz-AjaqQcpxAjunc=452"&gt;
                                    &lt;span&gt;
                                        &lt;strong&gt;37 ways to ask about PULL (14 minute read)&lt;/strong&gt;
                                    &lt;/span&gt;
&lt;/a&gt;
&lt;br&gt;
&lt;br&gt;
&lt;span style="font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, Verdana, sans-serif;"&gt;
                                    PULL makes startups take off as long as they design everything around it.
                                &lt;/span&gt;
&lt;/span&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;

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&lt;div class="text-block"&gt;
&lt;span&gt;
                                &lt;a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Filyastrebulaev.substack.com%2Fp%2Ften-votes-to-your-one-how-supervoting%3Futm_source=tldrfounders/1/010001a0e7ec8da9-b4907bc7-3e5a-48e6-83cc-3693fd42a6cb-000000/17RfYAP8UKTj9yAqvCxsJvIhaLeD6kDqRz1MyUZMNKw=452"&gt;
                                    &lt;span&gt;
                                        &lt;strong&gt;Ten Votes to Your One: How Supervoting Separates Ownership from Control (12 minute read)&lt;/strong&gt;
                                    &lt;/span&gt;
&lt;/a&gt;
&lt;br&gt;
&lt;br&gt;
&lt;span style="font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, Verdana, sans-serif;"&gt;
                                    Supervoting shares allow founders to control companies with minimal ownership by granting disproportionate voting rights.
                                &lt;/span&gt;
&lt;/span&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;

&lt;table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class="container" style="padding: 15px 15px;"&gt;
&lt;div class="text-block"&gt;
&lt;span&gt;
                                &lt;a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fblog.glyph.im%2F2026%2F09%2Fserious-ai-product.html%3Futm_source=tldrfounders/1/010001a0e7ec8da9-b4907bc7-3e5a-48e6-83cc-3693fd42a6cb-000000/Os3Zm4etRwutqF7hfR6weYA0xgq2TuE5MivL06Vn0eA=452"&gt;
                                    &lt;span&gt;
                                        &lt;strong&gt;What Would A Serious AI Product Look Like? (30 minute read)&lt;/strong&gt;
                                    &lt;/span&gt;
&lt;/a&gt;
&lt;br&gt;
&lt;br&gt;
&lt;span style="font-family: &quot;Helvetica Neue&quot;, Helvetica, Arial, Verdana, sans-serif;"&gt;
                                    Every AI tool is missing critical features needed to do real work with it.
                                &lt;/span&gt;
&lt;/span&gt;
&lt;/div&gt;
&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;

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