<!DOCTYPE html><html lang="en"><head><meta http-equiv="Content-Type" content="text/html charset=UTF-8"><meta charset="UTF-8"><meta name="viewport" content="width=device-width"><meta name="x-apple-disable-message-reformatting"><title>TLDR Fintech</title><meta name="color-scheme" content="light dark"><meta name="supported-color-schemes" content="light dark"><style type="text/css">
:root {
color-scheme: light dark; supported-color-schemes: light dark;
}
*,
*:after,
*:before {
-webkit-box-sizing: border-box; -moz-box-sizing: border-box; box-sizing: border-box;
}
* {
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;
}
html,
body,
.document {
width: 100% !important; height: 100% !important; margin: 0; padding: 0;
}
body {
-webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale; text-rendering: optimizeLegibility;
}
div[style*="margin: 16px 0"] {
margin: 0 !important;
}
table,
td {
mso-table-lspace: 0pt; mso-table-rspace: 0pt;
}
table {
border-spacing: 0; border-collapse: collapse; table-layout: fixed; margin: 0 auto;
}
img {
-ms-interpolation-mode: bicubic; max-width: 100%; border: 0;
}
*[x-apple-data-detectors] {
color: inherit !important; text-decoration: none !important;
}
.x-gmail-data-detectors,
.x-gmail-data-detectors *,
.aBn {
border-bottom: 0 !important; cursor: default !important;
}
.btn {
-webkit-transition: all 200ms ease; transition: all 200ms ease;
}
.btn:hover {
background-color: #f67575; border-color: #f67575;
}
* {
font-family: Arial, Helvetica, sans-serif; font-size: 18px;
}
@media screen and (max-width: 600px) {
.container {
width: 100%; margin: auto;
}
.stack {
display: block!important; width: 100%!important; max-width: 100%!important;
}
.btn {
display: block; width: 100%; text-align: center;
}
}
body,
p,
td,
tr,
.body,
table,
h1,
h2,
h3,
h4,
h5,
h6,
div,
span {
background-color: #FEFEFE !important; color: #010101 !important;
}
@media (prefers-color-scheme: dark) {
body,
p,
td,
tr,
.body,
table,
h1,
h2,
h3,
h4,
h5,
h6,
div,
span {
background-color: #27292D !important; color: #FEFEFE !important;
}
}
a {
color: inherit !important; text-decoration: underline !important;
}
</style><!--[if mso | ie]>
<style type="text/css">
a {
background-color: #FEFEFE !important; color: #010101 !important;
}
@media (prefers-color-scheme: dark) {
a {
background-color: #27292D !important; color: #FEFEFE !important;
}
}
</style>
<![endif]--></head><body class="">
<div style="display: none; max-height: 0px; overflow: hidden;">Mercury Books is an AI-powered accounting product that automatically categorizes and reconciles card transactions, invoices, and bill payments β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β </div>
<div style="display: none; max-height: 0px; overflow: hidden;">
<br>
</div>
<table align="center" class="document"><tbody><tr><td valign="top">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="container" width="600"><tbody><tr class="inner-body"><td>
<table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr class="header"><td bgcolor="" class="container">
<table width="100%"><tbody><tr><td class="container">
<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" style="margin-top: 0px;" width="100%"><tbody><tr><td style="padding: 0px;">
<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding: 15px 15px;">
<div style="text-align: center;">
<span style="margin-right: 0px;"><a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Ftldr.tech%2Ffintech%3Futm_source=tldrfintech/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/kXlKcAWC3IHrwasnxLa8-fp-NGreu4DTmZ8Ua0-M1is=452" rel="noopener noreferrer" target="_blank"><span>Sign Up</span></a>
|<span style="margin-right: 2px; margin-left: 2px;"><a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fadvertise.tldr.tech%3Futm_source=tldrfintech%26utm_medium=newsletter%26utm_campaign=advertisetopnav/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/beQVWL2FrnwFcyaeDVZm5Hb3j3CKBjt_2mwKm3YyuRQ=452" rel="noopener noreferrer" target="_blank"><span>Advertise</span></a></span>|<span style="margin-left: 2px;"><a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fa.tldrnewsletter.com%2Fweb-version%3Fep=1%26lc=166fc086-84b7-11f0-a46b-2567a0c406a7%26p=914f7d22-b284-11f1-b7df-8f6b3bfd7b7c%26pt=campaign%26t=1789650749%26s=4b6f9deffe1f61e565a5ad8b4951b91ce0f2e8b14a573c3c79ead88b10d6f3fb/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/aZSxxdS8alSC7Ppm-DrJvR6pK4qQuEmnLgxqRj5RWu4=452"><span>View Online</span></a></span>
<br>
</span></div>
</td></tr></tbody></table>
<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="text-align: center;"><span data-darkreader-inline-color="" style="--darkreader-inline-color:#3db3ff; color: rgb(51, 175, 255) !important; font-size: 30px;">T</span><span style="font-size: 30px;"><span data-darkreader-inline-color="" style="color: rgb(232, 192, 96) !important; --darkreader-inline-color:#e8c163; font-size:30px;">L</span><span data-darkreader-inline-color="" style="color: rgb(101, 195, 173) !important; --darkreader-inline-color:#6ec7b2; font-size:30px;">D</span></span><span data-darkreader-inline-color="" style="--darkreader-inline-color:#dd6e6e; color: rgb(220, 107, 107) !important; font-size: 30px;">R</span>
<br>
</td></tr></tbody></table>
<br>
<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr id="together-with"><td align="center" height="20" style="vertical-align:middle !important;" valign="middle" width="100%"><strong style="vertical-align:middle !important; height: 100%;">Together With </strong>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Ffin.ai%2F%3Fdclid=CIz3jtfB0JYDFaCSrAId9esLdw%26gad_source=7%26gad_campaignid=24059344470%26utm_source=tldr%26utm_medium=newsletter%26utm_campaign=fin_brandmkt_brand_brand-lvl_newsletter_tldr_blend_unspecified_namer_usca_en_mix%26utm_content=header_only_complete_fully/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/SI6T60kkTF2tHo35iBqcYf1qFwUNJbedPO1GZOBYewM=452"><img src="https://images.tldr.tech/finintercom3.png" valign="middle" style="vertical-align: middle !important; height: 100%;" alt="Intercom"></a></td></tr></tbody></table>
<table style="table-layout: fixed; width:100%;" width="100%"><tbody><tr><td style="padding:0;border-collapse:collapse;border-spacing:0;margin:0;">
<div style="text-align: center;">
<h1><strong>TLDR Fintech <span id="date">2026-09-17</span></strong></h1>
</div>
</td></tr></tbody></table>
<table style="table-layout: fixed; width:100%;" width="100%"><tbody><tr id="sponsy-copy"><td class="container" style="padding: 15px 15px;">
<div class="text-block">
<span>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Ffin.ai%2F%3Fdclid=CIz3jtfB0JYDFaCSrAId9esLdw%26gad_source=7%26gad_campaignid=24059344470%26utm_source=tldr%26utm_medium=newsletter%26utm_campaign=fin_brandmkt_brand_brand-lvl_newsletter_tldr_blend_unspecified_namer_usca_en_mix%26utm_content=header_only_complete_fully/2/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/koJdYaUZIeLg8n3Ai9YwjO-EpULtTuY2krmkyEoFm4o=452">
<span>
<strong>The only complete, fully configurable AI agent system in financial services (Sponsor)</strong>
</span>
</a>
<br>
<br>
<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Train, test, and deploy the only configurable AI agent system built to ensure policy compliance in financial services: <a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Ffin.ai%2F%3Fdclid=CM2f7IrC0JYDFdKEOAgd0Z8APA%26gad_source=7%26gad_campaignid=24059344470%26utm_source=tldr%26utm_medium=newsletter%26utm_campaign=fin_brandmkt_brand_brand-lvl_newsletter_tldr_blend_unspecified_namer_usca_en_mix%26utm_content=Body_fin/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/z5WtRuADw0uEgRulCBS0yaBB2CZass-WEoPFAExCywc=452" rel="noopener noreferrer nofollow" target="_blank"><span>Fin</span></a>. Fin subjects every answer to rigorous, multi-stage validation so it can resolve complex queries with precision.
<p></p>
<p>As <a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Ffin.ai%2F%3Fdclid=CPmS9qTC0JYDFa7boAIdp38o3g%26gad_source=7%26gad_campaignid=24059344470%26utm_source=tldr%26utm_medium=newsletter%26utm_campaign=fin_brandmkt_brand_brand-lvl_newsletter_tldr_blend_unspecified_namer_usca_en_mix%26utm_content=Body_lee_burkhill_pm_monygroup/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/Gz5SErPn5gqIJ2LA3DBuZ8rOewzXqo18T9lCw8ze7JY=452" rel="noopener noreferrer nofollow" target="_blank"><span>Lee Burkhill, PM at MonyGroup, says</span></a>:
<br>
<br><em>"I've never seen Fin hallucinateβnot once. That's a huge deal. We constantly test it, throw new questions at it, analyze variations and it holds up. That level of accuracy in an AI Agent is rare."</em></p>
<p><a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Ffin.ai%2F%3Fdclid=CNrKzb_C0JYDFQUUZgQd6IsONQ%26gad_source=7%26gad_campaignid=24059344470%26utm_source=tldr%26utm_medium=newsletter%26utm_campaign=fin_brandmkt_brand_brand-lvl_newsletter_tldr_blend_unspecified_namer_usca_en_mix%26utm_content=cta_about_fin/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/dAWn2L4IYeslo5FJ-WimNb0JIGYluLFtI4e5KJSZ4qw=452" rel="noopener noreferrer nofollow" target="_blank"><span>Learn more about Fin</span></a>, the AI Agent making perfect customer experiences possible in 45+ languages.
</p>
</span></span></div>
</td></tr></tbody></table>
</td></tr></tbody></table>
</td></tr></tbody></table>
</td></tr>
<tr bgcolor=""><td class="container">
<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td style="padding: 0px;">
<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding-top: 0px; padding-bottom: 0px;">
<div class="text-block">
<div style="text-align: center;"><span style="font-size: 36px;">π±</span></div></div>
</td></tr></tbody></table>
<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding-top: 0px; padding-bottom: 0px;">
<div class="text-block">
<div style="text-align: center;">
<h1><strong>News & Trends</strong></h1>
</div>
</div>
</td></tr></tbody></table>
<table style="table-layout: fixed; width: 100%;" width="100%"><tbody><tr><td style="padding:0;border-collapse:collapse;border-spacing:0;margin:0;" valign="top">
<table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding: 15px 15px;">
<div class="text-block">
<span>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Flnkd.in%2Fp%2Fg6uhihzg%3Futm_source=tldrfintech/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/r_2q19M7LApWI-U45yigdbx6CE2s678ALFUDmlsMJjI=452">
<span>
<strong>Mercury launches AI-powered accounting software (2 minute read)</strong>
</span>
</a>
<br>
<br>
<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Mercury Books is an AI-powered accounting product that automatically categorizes and reconciles card transactions, invoices, and bill payments, then lets users query their books in plain language through its Mercury Command agent. Customers can use their own accountant or bookkeeper or work with partners like Pilot, Fondo, and Ridgewood, as Mercury expands from banking deeper into accounting and finance operations.
</span>
</span>
</div>
</td></tr></tbody></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding: 15px 15px;">
<div class="text-block">
<span>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fthreadreaderapp.com%2Fthread%2F2099845210666574073.html%3Futm_source=tldrfintech/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/W-KlKoiMcF23PkSwBMi29Ou_LNQ5SEoJeZvnyP-QJ3w=452">
<span>
<strong>Ramp launches in the UK (1 minute read)</strong>
</span>
</a>
<br>
<br>
<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Ramp has officially launched in the UK, bringing its finance automation platform to British businesses as it expands beyond the US. The move opens a major new market for Ramp's corporate cards, spend management, and finance operations products, extending its push to become a global financial operations platform.
</span>
</span>
</div>
</td></tr></tbody></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding: 15px 15px;">
<div class="text-block">
<span>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Flinks.tldrnewsletter.com%2FpSy3LD/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/pPL9q5KfCV5ir0J5uKPQQqZYD-Lv6-YLX7WbIR2yHAk=452">
<span>
<strong>Mastercard and Trip.com target travel sector agentic commerce (2 minute read)</strong>
</span>
</a>
<br>
<br>
<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Mastercard and Trip.com have joined forces to showcase AI-powered booking experiences for the travel sector. Powered by Mastercard's Agent Suite for Merchants and in partnership with Network International, the organizations are showcasing how consumers will be able to search, book, and complete purchases through Trip.com's AI agent TripGenie.
</span>
</span>
</div>
</td></tr></tbody></table>
</td></tr></tbody></table>
<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding-top: 0px; padding-bottom: 0px;">
<div class="text-block">
<div style="text-align: center;"><span style="font-size: 36px;">π</span></div>
</div>
</td></tr></tbody></table>
<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding-top: 0px; padding-bottom: 0px;">
<div class="text-block">
<div style="text-align: center;">
<h1><strong>Deep Dives & Reports</strong></h1>
</div>
</div>
</td></tr></tbody></table>
<table style="table-layout: fixed; width: 100%;" width="100%"><tbody><tr><td style="padding:0;border-collapse:collapse;border-spacing:0;margin:0;" valign="top">
<table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding: 15px 15px;">
<div class="text-block">
<span>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.primary.vc%2Farticles%2Fenterprise-ai-is-finally-delivering-on-the-promise-saas-made%3Futm_source=tldrfintech/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/Nz2MFMqwP7VOga9XZveWB3BAeBupLzJkoHwv_5JDKiY=452">
<span>
<strong>Enterprise AI is finally delivering on the promise SaaS made (11 minute read)</strong>
</span>
</a>
<br>
<br>
<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Primary Venture Partners argues that the strongest enterprise AI companies will win not by owning the best models, but by turning real-world workflow experience into compounding expertise. Their framework centers on βscorebooksβ and continual learning loops that capture context, decision traces, expert feedback, and business outcomes, allowing domain-specific applications to improve across customers and build defensibility through workflow ownership, implementation depth, and accountability.
</span>
</span>
</div>
</td></tr></tbody></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding: 15px 15px;">
<div class="text-block">
<span>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Flinks.tldrnewsletter.com%2FV2k3ns/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/itqelNxxarCuN00a0wWRvgQUGTNlsgoG2b_9G6wnEtU=452">
<span>
<strong>Moats & the Barbell-ification of Software (7 minute read)</strong>
</span>
</a>
<br>
<br>
<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
AI will erode many traditional software moats by making products cheaper to replicate, migrations easier, and integrations more automated, pushing the industry toward a barbell structure. A smaller number of dominant platforms will try to own entire buying centers through relentless product expansion and scale, while an explosion of tiny, niche software businesses emerges at the other end, leaving mid-sized point solutions increasingly squeezed out.
</span>
</span>
</div>
</td></tr></tbody></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding: 15px 15px;">
<div class="text-block">
<span>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Flex.substack.com%2Fp%2Ffintech-why-nasdaq-invested-100mm%3Futm_source=tldrfintech/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/5GyLqdZyHlmHMuPNb1mqkNlLi84OK9az1479F0PN43U=452">
<span>
<strong>Why Nasdaq invested $100MM in Kraken at $21B valuation (15 minute read)</strong>
</span>
</a>
<br>
<br>
<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
The venture arm of Nasdaq announced it is investing $100M into Payward, the parent company behind crypto exchange Kraken, at a $21B valuation. The deal strives to make Kraken a major distribution platform for Nasdaq's tokenized equities, which are set to go live in 2027. This comes as the asset class hit a record $6B in monthly on-chain trading volumes in August.
</span>
</span>
</div>
</td></tr></tbody></table>
</td></tr></tbody></table>
<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding-top: 0px; padding-bottom: 0px;">
<div class="text-block">
<div style="text-align: center;"><span style="font-size: 36px;">π»</span></div>
</div>
</td></tr></tbody></table>
<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding-top: 0px; padding-bottom: 0px;">
<div class="text-block">
<div style="text-align: center;">
<h1><strong>Launches & Products</strong></h1>
</div>
</div>
</td></tr></tbody></table>
<table style="table-layout: fixed; width: 100%;" width="100%"><tbody><tr><td style="padding:0;border-collapse:collapse;border-spacing:0;margin:0;" valign="top">
<table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding: 15px 15px;">
<div class="text-block">
<span>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Ffandf.co%2F3Sy1p5g%3Futm_source=tldrfintech/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/Pkfhw1JGt5m3gMh09Xav4Bwlz77I0d0xrBt_z_zYvCw=452">
<span>
<strong>How certificate-based authentication solves PCI DSS compliance challenges (Sponsor)</strong>
</span>
</a>
<br>
<br>
<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Payment and banking infrastructure compliance mandates least-privileged access restricted to the minimum per job function. Siloed audit logs lack the identity context to provide an audit trail without manual work across systems. <a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Ffandf.co%2F3Sy1p5g/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/qdqrch6dy44tzB8u5otFcMEsmnkqmzZDCEbK1jj0rU8=452" rel="noopener noreferrer nofollow" target="_blank"><span>Teleport</span></a> offers a guide that explains how certificate-based authentication solves these challenges, and more. <a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Ffandf.co%2F3Sy1p5g/2/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/sOsc2o5UqU_I2-FDFXyr-OK4eurExd67of7dk2gP7dM=452" rel="noopener noreferrer nofollow" target="_blank"><span>Read the guide β</span></a>
</span>
</span>
</div>
</td></tr></tbody></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding: 15px 15px;">
<div class="text-block">
<span>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fthreadreaderapp.com%2Fthread%2F2099866222552596701.html%3Futm_source=tldrfintech/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/crrgEgVmRxtwabKWpRqm84UQDbyTS8Qmtj-xbx51xL0=452">
<span>
<strong>American Express is building a small-business banking stack (2 minute read)</strong>
</span>
</a>
<br>
<br>
<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
American Express is expanding beyond cards with a new high-yield Business Savings account, grouping it with Business Checking under a broader βBusiness Bankingβ offering. Amex also plans to add Gusto-powered payroll, AI-driven payroll insights, and direct redemption of card rewards into checking, pushing toward a more complete operating account for small businesses rather than just a payments relationship.
</span>
</span>
</div>
</td></tr></tbody></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding: 15px 15px;">
<div class="text-block">
<span>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fbetakit.com%2Fradical-ventures-launches-canadas-largest-ai-fund-with-1-billion-usd-first-close%2F%3Futm_source=tldrfintech/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/nnrVnDAq4ZMwsyhP4Ry9lApnHNbuMByWndwjM9wJNOE=452">
<span>
<strong>Radical Ventures launches Canada's largest AI fund with $1B first close (4 minute read)</strong>
</span>
</a>
<br>
<br>
<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Radical Ventures launched its multi-billion-dollar Radical Breakouts Fund with a first close of more than $1 billion, backed by major Canadian pension funds and banks including CPP Investments, PSP Investments, HOOPP, TD, and BMO. The fund will target late-stage AI companies in Canada and globally, reflecting a push to give Canadian scaleups access to the kind of large private-growth capital that has historically been concentrated in the US.
</span>
</span>
</div>
</td></tr></tbody></table>
</td></tr></tbody></table>
<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding-top: 0px; padding-bottom: 0px;">
<div class="text-block">
<div style="text-align: center;"><span style="font-size: 36px;">π</span></div></div>
</td></tr></tbody></table>
<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding-top: 0px; padding-bottom: 0px;">
<div class="text-block">
<div style="text-align: center;"><strong><h1>Miscellaneous</h1></strong></div>
</div>
</td></tr></tbody></table>
<table bgcolor="" style="table-layout: fixed; width: 100%;" width="100%"><tbody><tr><td style="padding:0;border-collapse:collapse;border-spacing:0;margin:0;" valign="top">
<table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding: 15px 15px;">
<div class="text-block">
<span>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.paymentsdive.com%2Fnews%2Fklarna-props-up-new-apple-phones%2F830272%2F%3Futm_source=tldrfintech/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/LA_qXFbvp0aboFIvrJMpH5QUdfzd5dXrXrdMVQNtEMM=452">
<span>
<strong>Klarna props up new Apple phones (4 minute read)</strong>
</span>
</a>
<br>
<br>
<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Klarna is powering Apple's new US device leasing program, including financing for the $1,999 foldable iPhone Duo and $1,199 iPhone 18 Pro, with 12- or 24-month terms that let customers upgrade, buy out the device, or return it. The partnership gives Klarna a major distribution win after failing to land Apple more than a decade ago, while helping Apple push hardware toward a subscription-style model that could encourage more frequent upgrades.
</span>
</span>
</div>
</td></tr></tbody></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding: 15px 15px;">
<div class="text-block">
<span>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Flinks.tldrnewsletter.com%2FJHJZcG/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/eBuPOCvFf0sxEqdIjirm-t8jtbqMa3Tf2BIU26JglgY=452">
<span>
<strong>Gulf fintech Tabby clinches $6.5B valuation after latest funding round (3 minute read)</strong>
</span>
</a>
<br>
<br>
<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Saudi Arabia-based Tabby raised $233 million in a Series F led by Blue Pool Capital, valuing the BNPL fintech at $6.5 billion, up from $4.5 billion last year. Tabby plans to use the capital to deepen its presence in Saudi Arabia and the UAE, where it is expanding beyond BNPL into larger consumer financing, working capital and cash-account products, while processing more than $18 billion in annualized transaction volume across 25 million registered users.
</span>
</span>
</div>
</td></tr></tbody></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding: 15px 15px;">
<div class="text-block">
<span>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Funchainedcrypto.com%2Frobinhood-plans-in-kind-redemptions-and-voting-rights-for-stock-tokens-after-amc-backlash%2F%3Futm_source=tldrfintech/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/Dyj1wmeiHqRxJTV4-eBec9Uc5vAJss4JlFANs-VWjJk=452">
<span>
<strong>Robinhood plans in-kind redemptions and voting rights for Stock Tokens after AMC backlash (3 minute read)</strong>
</span>
</a>
<br>
<br>
<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Robinhood plans to add one-for-one share redemptions and voting rights to its Stock Tokens, addressing criticism that the products currently provide only economic exposure without actual shareholder rights. The shift follows backlash from AMC CEO Adam Aron and comes as Coinbase and other tokenization platforms push toward structures that more closely replicate traditional equity ownership, including redemption, dividends, and voting.
</span>
</span>
</div>
</td></tr></tbody></table>
</td></tr></tbody></table>
<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding-top: 0px; padding-bottom: 0px;">
<div class="text-block">
<div style="text-align: center;"><span style="font-size: 36px;">β‘</span></div></div>
</td></tr></tbody></table>
<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding-top: 0px; padding-bottom: 0px;">
<div class="text-block">
<div style="text-align: center;">
<h1><strong>Quick Links</strong></h1>
</div>
</div>
</td></tr></tbody></table>
<table bgcolor="" style="table-layout: fixed; width: 100%;" width="100%"><tbody><tr><td style="padding:0;border-collapse:collapse;border-spacing:0;margin:0;" valign="top">
<table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding: 15px 15px;">
<div class="text-block">
<span>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Flinks.tldrnewsletter.com%2FSWLQty/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/KPVu_U4odmQ91KP61Zgd6AX_jkQC2_oQBfMFTzo1YOw=452">
<span>
<strong>Grab to buy majority stake in SoftBank-backed Atome for about $1.5B (1 minute read)</strong>
</span>
</a>
<br>
<br>
<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Grab agreed to acquire a 60% stake in Atome Financial for $1.49 billion in cash, giving it control of the SoftBank-backed consumer finance company.
</span>
</span>
</div>
</td></tr></tbody></table>
<table align="center" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding: 15px 15px;">
<div class="text-block">
<span>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Flinks.tldrnewsletter.com%2F5zJlXt/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/cZJhGO4CtxhhZ_evY1x3Ygqm1GmV4V1W49Yd0WYab3c=452">
<span>
<strong>Wells Fargo brings international money transfers to mobile app (2 minute read)</strong>
</span>
</a>
<br>
<br>
<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Wells Fargo announced the nationwide launch of ExpressSend Mobile, bringing its international money transfer service into the Wells Fargo Mobile app.
</span>
</span>
</div>
</td></tr></tbody></table>
</td></tr></tbody></table>
<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td align="left" style="word-break: break-word; vertical-align: top; padding: 5px 10px;">
<p style="padding: 0; margin: 0; font-size: 22px; color: #000000; line-height: 1.6; font-weight: bold;">
Want to advertise in TLDR? π°
</p>
<div class="text-block" style="margin-top: 10px;">
If your company is interested in reaching an audience of fintech professionals and decision makers, you may want to <a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fadvertise.tldr.tech%2F%3Futm_source=tldrfintech%26utm_medium=newsletter%26utm_campaign=advertisecta/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/oZ6pg_svAa6CMnpoVGnRTxU1VXKSb8eBJLAQN9tmOws=452"><strong><span>advertise with us</span></strong></a>.
</div>
<br>
<!-- New "Want to work at TLDR?" section -->
<p style="padding: 0; margin: 0; font-size: 22px; color: #000000; line-height: 1.6; font-weight: bold;">
Want to work at TLDR? πΌ
</p>
<div class="text-block" style="margin-top: 10px;">
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fjobs.ashbyhq.com%2Ftldr.tech/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/lmEWEV5lJdz1P3CiiycaxI2dH8tl535SBQr9sAl1b70=452" rel="noopener noreferrer" style="color: #0000EE; text-decoration: underline;" target="_blank"><strong>Apply here</strong></a>,
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fjobs.ashbyhq.com%2Ftldr.tech%2Fc227b917-a6a4-40ce-8950-d3e165357871/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/SJab_CW3XRIUWwqyOVbrvyys3gk0MvqOPE1R9pamHoE=452" rel="noopener noreferrer" style="color: #0000EE; text-decoration: underline;" target="_blank"><strong>create your own role</strong></a> or send a friend's resume to <a href="mailto:jobs@tldr.tech" style="color: #0000EE; text-decoration: underline;">jobs@tldr.tech</a> and get $1k if we hire them! TLDR is one of <a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.linkedin.com%2Ffeed%2Fupdate%2Furn:li:activity:7401699691039830016%2F/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/sLEKsupzHA_uttZpbuFKqC66J0FB5_ytFsttefQBhxk=452" rel="noopener noreferrer" style="color: #0000EE; text-decoration: underline;" target="_blank"><strong>Inc.'s Best Bootstrapped businesses</strong></a> of 2025.
</div>
<br>
<div class="text-block">
If you have any comments or feedback, just respond to this email!
<br>
<br> Thanks for reading,
<br>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.linkedin.com%2Fin%2Frachitakumar%2F/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/QNyTpytGmSQ8gi9MFKY5c8biaApupn1U17H5Rshor7Y=452"><span>Rachita Kumar</span></a>, <a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.linkedin.com%2Fin%2Fcheungmatt%2F/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/B0BN2pnUPSqo6VkSfNnZwRAxQBfxTnNkVnWrTZy7wpI=452"><span>Matt Cheung</span></a> & <a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.linkedin.com%2Fin%2Fgabrielsundaram%2F/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/xmf41SCerpmw8kJecHU6kBkU8XGTdTl0UngSIvRF0rg=452"><span>Gabriel Sundaram</span></a>
<br>
<br>
</div>
<br>
</td></tr></tbody></table>
<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr><td class="container" style="padding: 15px 15px;">
<div class="text-block" id="testing-id">
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Ftldr.tech%2Ffintech%2Fmanage%3Femail=silk.theater.56%2540fwdnl.com/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/l8BEjSoMBdCkfo5nu7IvZ7rvnZ554-VdjyitBIBbSFc=452">Manage your subscriptions</a> to our other newsletters on tech, startups, and programming. Or if TLDR Fintech isn't for you, please <a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fa.tldrnewsletter.com%2Funsubscribe%3Fep=1%26l=a9f58246-0e2a-11ef-8572-09f6f474b7ba%26lc=166fc086-84b7-11f0-a46b-2567a0c406a7%26p=914f7d22-b284-11f1-b7df-8f6b3bfd7b7c%26pt=campaign%26pv=5%26spa=1789650077%26t=1789650749%26s=c9192e3322dbf6c1ca090418144545ea0218a0b87ed643e4d3093b28bc07215f/1/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/ZhcaX9xlm7x23nbBDwy38Mwl_W-U2fD5PRBwMoAb7s0=452">unsubscribe</a>.
<br>
</div>
</td></tr></tbody></table>
</td></tr></tbody></table>
</td></tr></tbody></table>
</td></tr></tbody></table>
</td></tr></tbody></table>
<img alt="" src="http://tracking.tldrnewsletter.com/CI0/010001a0af7f475f-fb1891c2-0765-4b00-814b-20ec651d5e0b-000000/y8sP4WGyOqw6EJfKER1vOJZjWDdBOT2KZfkN5zBDeCI=452" style="display: none; width: 1px; height: 1px;">
</body></html>