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<div style="display: none; max-height: 0px; overflow: hidden;">MrBeast is expanding his $400 million empire beyond YouTube into financial services and telecom with MrBeast Financial and Beast Mobile β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β β </div>
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<h1><strong>TLDR Fintech <span id="date">2025-12-08</span></strong></h1>
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<div style="text-align: center;"><span style="font-size: 36px;">π±</span></div></div>
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<h1><strong>News & Trends</strong></h1>
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<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.businessinsider.com%2Fmrbeast-moving-beyond-youtube-financial-services-2025-12%3Futm_source=tldrfintech/1/0100019afe491a4f-686c8c5f-5d41-4e3c-bf5c-cf9dac351167-000000/YlAtlcqsFWTmXwUtUREnKzmv2mEHky-2n4_nT7BiVdQ=434">
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<strong>YouTube's MrBeast is launching a bank and a phone company (4 minute read)</strong>
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<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
MrBeast is expanding his $400 million empire beyond YouTube into financial services and telecom with MrBeast Financial and Beast Mobile. A trademark filing reveals plans for banking, financial advisory, crypto exchange services, and more, wrapped in financial literacy content targeting his 450 million subscribers. The move into regulated banking is unusual and risky for creators, even with licensing partnerships to handle compliance and infrastructure.
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<strong>Sequoia bets on AI startup to ease wealth advisers' grunt work (3 minute read)</strong>
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Nevis is building AI tools that lift the administrative burden off wealth advisers, betting firmly that neither robo nor AI systems will replace humans in a field built on trust and long-term relationships. The startup's pitch lands at a critical moment: the US wealth-management industry is heading toward a projected shortage of 100,000 advisers by 2034, even as client demand continues to rise. With a new $35M Series A led by Sequoia, Iconiq, and Ribbit, Nevis aims to expand far beyond meeting summaries and email drafts into deeper operational workflows, positioning itself as the efficiency engine that helps advisers scale rather than disappear.
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<strong>The Crypto trade that turned 2,600% gains into an 86% bloodbath (6 minute read)</strong>
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The "digital asset treasury" strategy, where public companies buy crypto with corporate cash to boost their stock prices, has spectacularly imploded. What started as one of 2025's hottest trades, with some companies soaring over 2,600%, has turned disastrous: the median DAT stock is down 43% this year, while Bitcoin fell only 6%, with many companies now worth less than the tokens they hold and facing mounting debt obligations.
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<strong>Visa blocked 280% more suspected fraud in the UK on Black Friday (2 minute read)</strong>
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Fraudsters once again made concerted efforts to target bargain hunters hoping to cash in on the shopping frenzy this Black Friday, but this year, far fewer succeeded.
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<div style="text-align: center;"><span style="font-size: 36px;">π</span></div>
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<h1><strong>Deep Dives & Reports</strong></h1>
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<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.fintechbrainfood.com%2Fp%2Ftokenized-deposit-vs-stablecoin%3Futm_source=tldrfintech/1/0100019afe491a4f-686c8c5f-5d41-4e3c-bf5c-cf9dac351167-000000/Lnrc2U2TTk4AbcPDwyQGNxc66xLuxbKckFfOy70zFrY=434">
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<strong>The tokenized-deposit vs. stablecoin fight is a distraction (8 minute read)</strong>
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<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Banks multiply money. Stablecoins move it. We need both. The tokenized deposit maxi says: "Stablecoins are unregulated shadow banking. Everyone will prefer banks when they tokenize."
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<strong>Inside General Catalyst's $1.5B AI roll-up machine that's remaking a $16T market (50 minute video)</strong>
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General Catalyst has quietly built a massive AI roll-up engine that targets low-margin service industries ripe for automation. With $1.5 billion deployed across companies like Long Lake, Titan MSP, and Eudia, the company is using a hybrid incubate-acquire-scale model that combines AI-native talent with private equity expertise, betting that AI-powered consolidation will reshape a $16 trillion services market faster than traditional PE's short-term flip strategy ever could.
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<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Flex.substack.com%2Fp%2Fanalysis-the-rise-of-robot-money%3Futm_source=tldrfintech/1/0100019afe491a4f-686c8c5f-5d41-4e3c-bf5c-cf9dac351167-000000/NMkn0gCVKUUqtikEX1NC7hyATbU17MvX1OXsIY_lzTo=434">
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<strong>Analysis: The Rise of Robot Money (15 minute read)</strong>
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<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
The machine economy has already surpassed humanity in scale. Connected devices, AI agents, and automated systems outnumber and outperform human labor. Ultimately, robot money, AI agents, and emerging ownership structures for autonomous systems will define the frontier. Whoever owns the robots will rule the world.
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<div style="text-align: center;"><span style="font-size: 36px;">π»</span></div>
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<h1><strong>Launches & Products</strong></h1>
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<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Flinks.tldrnewsletter.com%2FXbSCeH/1/0100019afe491a4f-686c8c5f-5d41-4e3c-bf5c-cf9dac351167-000000/hvWrWj0TKAhUzCv8IUcd3ScqQSfwYeUFTrygNpPakfI=434">
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<strong>Intuit's new QuickBooks feature promises to end invoice nightmare (3 minute read)</strong>
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Intuit has launched QuickBooks Payments in the UK, adding one-click "Pay Now" buttons to invoices that the company claims help businesses get paid three times faster. The new pay-by-bank and pay-by-card functionality aims to tackle a problem that costs the UK economy an estimated Β£2.5 billion annually in delayed payments. 52% of UK small businesses are owed an average of Β£21,000 in unpaid invoices and spend up to 30 hours monthly chasing payments.
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<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Flinks.tldrnewsletter.com%2FD9K7qS/1/0100019afe491a4f-686c8c5f-5d41-4e3c-bf5c-cf9dac351167-000000/nUTU6rfyACLqaTRRquEme55VoXvdumvG2smcLg0sxQE=434">
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<strong>Revolut opens waitlist for ultra-premium business spend management card (3 minute read)</strong>
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<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Revolut is rolling out a waitlist for Titan, a new high-end corporate card built for fast-scaling companies that want travel perks bundled with tight spend controls. The Visa-powered card includes 1:1 rewards points, global data, and premium subscriptions like WeWork and Perplexity, plus bonuses for teams that enroll early. Pricing is set at Β£65 per user per month. A launch has been planned for early next year. Titan arrives just as Revolut Business crosses $1B in annualised revenue, signaling a push further into enterprise-grade financial tools.
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<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.pymnts.com%2Fmastercard%2F2025%2Fmastercard-uses-network-data-speed-credit-decisions%3Futm_source=tldrfintech/1/0100019afe491a4f-686c8c5f-5d41-4e3c-bf5c-cf9dac351167-000000/rTkEzqGeXf0Ke7YGUPgJrgLPHewuC5Oi834cyz8xCsA=434">
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<strong>Mastercard uses network data to speed credit decisions (4 minute read)</strong>
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</a>
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<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Mastercard has introduced a new suite called Credit Intelligence that gives lenders faster and more holistic insights so they can make better credit decisions for consumers and small businesses. By combining Mastercard network signals with traditional data sources, lenders can assess thin-file borrowers more accurately and uncover opportunities that might otherwise be missed. The platform aims to make lending more personalized and inclusive by streamlining underwriting and enabling secure, permissioned access to richer financial data.
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<div style="text-align: center;"><span style="font-size: 36px;">π</span></div></div>
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<div style="text-align: center;"><strong><h1>Miscellaneous</h1></strong></div>
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<strong>Flex raises $60 million Series B to scale AI-native finance (3 minute read)</strong>
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<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Flex secured $60 million in Series B funding led by Portage to expand its AI-first financial platform for mid-market business owners. The company has quadrupled revenue and tripled private credit products. It is building agentic systems that unify business and personal finance into a single operating stack.
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<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.businessinsider.com%2Fcoinbase-crypto-cash-transfer-program-nyc-basic-income-ubi-2025-11%25C2%25A0%3Futm_source=tldrfintech/1/0100019afe491a4f-686c8c5f-5d41-4e3c-bf5c-cf9dac351167-000000/_8qFpRO4dnYLoJMPktN4t9IkthFczuI-aCMB04z73zo=434">
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<strong>Some New Yorkers are getting $12,000 in crypto in a Coinbase-funded basic income-style pilot program (6 minute read)</strong>
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A nonprofit is testing whether crypto can function as a modern safety net by giving select New Yorkers $12,000 in digital cash over five months. The program, funded by Coinbase through GiveDirectly, mixes $800 monthly USDC payments with an $8,000 lump sum to help residents handle larger expenses like deposits or education programs. Early feedback suggests people may value and use crypto differently than traditional aid, offering insight into whether digital payments could play a bigger role in future guaranteed income experiments.
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<strong>Wall Street wants a piece of 'Trump accounts' for kids (4 minute read)</strong>
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Major financial firms are jockeying for the chance to manage a new federally backed savings program that gives children born during Trump's second term a $1,000 starter account. Early contenders like JPMorgan Chase, Charles Schwab, Robinhood, and BlackRock are preparing pitches to become the Treasury's designated financial agent. The initiative just received a major boost from Michael and Susan Dell, who committed $6.25 billion to seed 25 million accounts. Several large employers, including Nvidia, Uber, and T-Mobile, are exploring contribution-matching plans.
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<strong>RBC on track for up to C$1bn in enterprise value gains from AI (3 minute read)</strong>
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RBC says its push into AI is beginning to deliver meaningful results.
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<strong>Polymarket bettors wager $59 million on Polymarket's fateβthen the system breaks (4 minute read)</strong>
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A prediction market about whether Polymarket would launch its US platform by year-end has exposed serious flaws in crypto-based dispute resolution.
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