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<div style="display: none; max-height: 0px; overflow: hidden;">Anthropic now has access to up to a million of Google's custom-designed TPUs thanks to a new deal worth tens of billions of dollars </div>
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<table align="center" bgcolor="" border="0" cellpadding="0" cellspacing="0" width="100%"><tbody><tr id="together-with"><td align="center" height="20" style="vertical-align:middle !important;" valign="middle" width="100%"><strong style="vertical-align:middle !important; height: 100%;">Together With </strong>
<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fplaid.com%2Fthe-fintech-effect-report-2025%2F%3Futm_source=TLDR%26utm_medium=PaidNewsletter%26utm_campaign=TLDR_Paid_Newsletter_Ad_Buy%26utm_content=FintechEffect2025_primary/1/0100019a15ba6505-002e751a-1ff8-4acf-8026-235b07d8cfbd-000000/eyKjGIOw3uwp0xNONYfpW3_5bm6HaVmxM4mHaQCkuzg=428"><img src="https://images.tldr.tech/plaid50.png" valign="middle" style="vertical-align: middle !important; height: 100%;" alt="Plaid"></a></td></tr></tbody></table>
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<h1><strong>TLDR <span id="date">2025-10-24</span></strong></h1>
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<strong>Plaid research shows consumers trust their fintech apps - and expect more of them (Sponsor)</strong>
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Plaid and The Harris Poll <a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fplaid.com%2Fthe-fintech-effect-report-2025%2F%3Futm_source=TLDR%26utm_medium=PaidNewsletter%26utm_campaign=TLDR_Paid_Newsletter_Ad_Buy%26utm_content=FintechEffect2025_primary/3/0100019a15ba6505-002e751a-1ff8-4acf-8026-235b07d8cfbd-000000/7iNfmiVGIfUw4jB9QD1EulldVkzgnC6_e0kDRgkJhy4=428" rel="noopener noreferrer nofollow" target="_blank"><span>surveyed 2,000+ consumers</span></a> to find out what they actually expect from fintech in 2025. Users trust digital tools to help them navigate murky economic waters - but expectations are rising as well:
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<p>→ 77% say their bank must connect to their apps.</p>
<p>→ 57% expect AI features in fintech apps.</p>
<p>→ 80% see the benefits of paying by bank over cards.</p>
<p><a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fplaid.com%2Fthe-fintech-effect-report-2025%2F%3Futm_source=TLDR%26utm_medium=PaidNewsletter%26utm_campaign=TLDR_Paid_Newsletter_Ad_Buy%26utm_content=FintechEffect2025_primary/4/0100019a15ba6505-002e751a-1ff8-4acf-8026-235b07d8cfbd-000000/p3BZswUkryWaD4kkTneICU9rSpSAnY36_QDLf3DqLIY=428" rel="noopener noreferrer nofollow" target="_blank"><span>The Fintech Effect 2025</span></a> breaks down eight major trends, from open banking expectations to AI adoption to alternative payments. Find out what you should build next, and where AI fits (also: where it doesn't).</p>
<p>Stop guessing what users want. <a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fplaid.com%2Fthe-fintech-effect-report-2025%2F%3Futm_source=TLDR%26utm_medium=PaidNewsletter%26utm_campaign=TLDR_Paid_Newsletter_Ad_Buy%26utm_content=FintechEffect2025_primary/5/0100019a15ba6505-002e751a-1ff8-4acf-8026-235b07d8cfbd-000000/6n4SljL4tZ2l8Q9OyD4JNS5gtxwutC22wUpBqRXQ144=428" rel="noopener noreferrer nofollow" target="_blank"><span>Download the report instead.</span></a>
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<h1><strong>Big Tech & Startups</strong></h1>
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<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.cnbc.com%2F2025%2F10%2F23%2Fanthropic-google-cloud-deal-tpu.html%3Futm_source=tldrnewsletter/1/0100019a15ba6505-002e751a-1ff8-4acf-8026-235b07d8cfbd-000000/0CGSJsXYGo67CmD6f2iTn1Aa2Cz6FCo4fCOGC0RkKes=428">
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<strong>Google and Anthropic announce cloud deal worth tens of billions of dollars (4 minute read)</strong>
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Anthropic now has access to up to a million of Google's custom-designed Tensor Processing Units (TPUs) thanks to a new deal worth tens of billions of dollars. The deal is expected to bring well over a gigawatt of AI compute capacity online in 2026. Anthropic spreads its workloads across vendors, letting it fine-tune for price, performance, and power constraints. Google's TPUs offer Anthropic strong price-performance and efficiency.
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<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.theverge.com%2Fnews%2F805387%2Fwarner-bros-sale-netflix-amazon-apple-interested%3Futm_source=tldrnewsletter/1/0100019a15ba6505-002e751a-1ff8-4acf-8026-235b07d8cfbd-000000/0Pn8NytKY_wUZjS7VCxKWxbSffOa2Rwy9FKdauhjdZk=428">
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<strong>Netflix, Amazon, and Apple are reportedly interested in buying Warner Bros. (2 minute read)</strong>
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Warner Bros. Discovery (WBD) is launching a 'review of strategic alternatives to maximize shareholder value' due to multiple offers for both the entire company and Warner Bros. Netflix, Amazon, Apple, Paramount, and Comcast are reportedly interested in buying WBD as a whole or acquiring pieces of the company. WBD already announced plans to split its cable TV and streaming businesses next year.
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<h1><strong>Science & Futuristic Technology</strong></h1>
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<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.quantamagazine.org%2Fthe-game-theory-of-how-algorithms-can-drive-up-prices-20251022%2F%3Futm_source=tldrnewsletter/1/0100019a15ba6505-002e751a-1ff8-4acf-8026-235b07d8cfbd-000000/b6i-kPL6ep_DoH4e5IvxT4fNJJHuyKotuUY1dbnNK70=428">
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<strong>The Game Theory of How Algorithms Can Drive Up Prices (9 minute read)</strong>
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Intentional price-fixing through collusion has long been illegal. Sellers are increasingly relying on algorithms that repeatedly adjust prices in response to new data about the state of the market. It is much harder to ensure these algorithms set fair prices as there is no explicit collusion. Algorithms can collude tacitly even when not programmed to do so. One way to fix this problem is to ban all pricing algorithms except the no-swap-regret algorithms that game theorists favor. There are methods for checking if an algorithm has a no-swap-regret property without looking at its code, so there are practical ways of enforcing this idea.
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<strong>OpenAI-Linked Creative Studio Raises $12 Million as It Eyes AI Content Drive (3 minute read)</strong>
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Wonder Studios, an AI creative studio backed by OpenAI and DeepMind executives, has raised $12 million in seed funding to expand its production. The funding will be used to double the company's engineering team and accelerate a push into intellectual-property ownership and original content production. The round was led by European venture capital firm Atomico. Wonder Studios plans to release a number of commercial and original productions next year.
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<h1><strong>Programming, Design & Data Science</strong></h1>
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<strong>Lovart launches Fast Mode for 80% quicker design generation (Sponsor)</strong>
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<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Lovart, the <a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.lovart.ai%2F%3FsourceId=900182/1/0100019a15ba6505-002e751a-1ff8-4acf-8026-235b07d8cfbd-000000/t0vHxl-Gqnz9QztmXXjpprCIwfEPeOxUchMi8nUs_dU=428" rel="noopener noreferrer nofollow" target="_blank"><span>world's first design agent</span></a>, is taking off with millions of users and 8-figure ARR. Its new Fast Mode speeds up output by 80%, orchestrating models such as Sora 2, nano Banana, and Veo 3.1 to turn prompts into brand-ready visuals in minutes. <a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.lovart.ai%2F%3FsourceId=900182/2/0100019a15ba6505-002e751a-1ff8-4acf-8026-235b07d8cfbd-000000/V4Lq4V0VILPNn3UKdf-IjpRHIqjOQ2WJhn08LSFFYoY=428" rel="noopener noreferrer nofollow" target="_blank"><span>See how it works ⚡️</span></a>.
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<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fuseworkflow.dev%2F%3Futm_source=tldrnewsletter/1/0100019a15ba6505-002e751a-1ff8-4acf-8026-235b07d8cfbd-000000/gkW11DD7GHVg_NytpynvzWWc4Pn6u9zUMwt2hi7AmFc=428">
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<strong>Workflow DevKit (Website)</strong>
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<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
The Workflow DevKit makes any TypeScript function durable. It allows developers to build apps and AI agents that can suspend, resume, and maintain state with ease. The dev kit is easy to set up as it works with already existing frameworks. It is open source and portable by design.
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<a href="https://tracking.tldrnewsletter.com/CL0/https:%2F%2Fwww.theregister.com%2F2025%2F10%2F23%2Famazon_outage_postmortem%2F%3Futm_source=tldrnewsletter/1/0100019a15ba6505-002e751a-1ff8-4acf-8026-235b07d8cfbd-000000/gF4Mz_vlZVom6vAOs6x_o12AGAa2jVVR-eEWOpRxEOU=428">
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<strong>A single DNS race condition brought Amazon's cloud empire to its knees (4 minute read)</strong>
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<span style="font-family: "Helvetica Neue", Helvetica, Arial, Verdana, sans-serif;">
Amazon has published a detailed postmortem that explains the recent day-long outage that disrupted major websites and services. The root cause was a race condition in DynamoDB's automated DNS management system that left an empty DNS record for the service's regional endpoint. The race condition occurred when one DNS Enactor experienced 'unusually high delays' while the DNS Planner continued generating new plans. AWS has disabled the DynamoDB DNS Planner and DNS Enactor automation worldwide until safeguards are put in place.
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<div style="text-align: center;"><strong><h1>Miscellaneous</h1></strong></div>
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